Score - a credit scoring service for people with a good credit history

To celebrate Valentine's Day, the financial platform Neon Money Club has launched Score, a dating service for people who know how to plan their own budget. When you register, the service will request your credit score, and if it is more than 675 points, you will be allowed to use the usual functions of finding a date - swiping left and right.

"We decided to ask one question: 'What should be the minimum credit score of the person you're dating?'" said Luke Bailey, co-founder and CEO of NMC. This later became the basis for Score.

Although it can be uncomfortable to talk about money during a relationship, according to CNBC, financial problems and debt are one of the leading causes of divorce in America.

The credit score will not be displayed anywhere in the app, and the selection of candidates will not take this indicator into account, so people with a 700 score can get a couple with an 800 score. The app will be available for a limited time (about 90 days).

Neon Money Club is a creative studio specialising in fintech products. It was founded in 2021 and, according to PitchBook, has raised over $10 million in venture capital. In 2023, they became the first African-American-owned service to launch an American Express credit card.

The average credit score in the United States is 716, but among African and Latino racial groups, people often have less than 640. When asked whether the app would highlight class divisions, Luke Bailey said that credit history and wealth are somewhat different. According to him, there are people with high incomes and bad credit histories. People who are denied registration will be referred to financial literacy resources from Grow Credit.