Apple discontinues Pay Later support for US users ahead of Affirm integration

Two years after its announcement, the Apple Pay Later feature, which was available only in the United States, has ceased to exist. TechCrunch has confirmed the news, which was first reported by 9to5Mac.

Here's What We Know

In a statement to TechCrunch, Apple said:

"Starting later this year, users across the globe will be able to access installment loans offered through credit and debit cards, as well as lenders, when checking out with Apple Pay. With the introduction of this new global installment loan offering, we will no longer offer Apple Pay Later in the U.S. Our focus continues to be on providing our users with access to easy, secure and private payment options with Apple Pay, and this solution will enable us to bring flexible payments to more users, in more places across the globe, in collaboration with Apple Pay enabled banks and lenders."

"Starting later this year, users across the globe will be able to access installment loans offered through credit and debit cards, as well as lenders, when checking out with Apple Pay. With the introduction of this new global installment loan offering, we will no longer offer Apple Pay Later in the U.S. Our focus continues to be on providing our users with access to easy, secure and private payment options with Apple Pay, and this solution will enable us to bring flexible payments to more users, in more places across the globe, in collaboration with Apple Pay enabled banks and lenders.".

Apple Pay Later, which launched in late March 2023, did not last long. The move follows Apple's announcement at WWDC 2024 that users will soon be able to access Affirm loans via Apple Pay.

Source: TechCrunch