Apple Pay upgrading fraud prevention features based on device, location, and more

If you checked your Wallet app today, you might have noticed that it features a notification badge there – this is because Apple Pay is upgrading fraud prevention features for some cards. This is what we have so far learned about the function.

As noticed by Twitter users and 9to5Mac staff, some cards are showing a notification about this “enhanced fraud prevention” feature. This is what Apple has to say

” For cards that have enhanced fraud prevention, the device of your Apple ID and device (if enabled Location Services) will be used to evaluate your transaction and to create fraud prevention assessments. These are used by Apple for fraud detection and prevention.

Apple says it will also share “fraud prevention assessments as well as information about your transaction (such as purchase amount, currency, and date) with your payment card network for fraud prevention.”

Users will also be notified that Apple Pay has enhanced their fraud protection when adding the cards to Apple Pay, as well as whenever they attempt to make an in-app or online transaction using the card.

Apple warns that “to prevent the sharing of fraud prevention assessments with your payment card network, you may select another card.” As of now, this feature doesn’t seem to be available for American Express or MasterCard cards, although it’s rolling out for some Visa users around the globe.

Have you seen this enhanced fraud prevention function. Share your thoughts in the comment section below.

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